My Injury Claims is a site dedicated to those who have suffered injuries and are trying to endure the difficult task of completing the claims process. It is difficult enough to suffer through the injury itself, but to navigate your way through the red tape and collect what is rightfully yours can make the process unbearable at times. So we are here to provide a place to discuss and vent (if necessary).
Ok, to all my insurance ppl… I am looking for examples of Products Liability Claims specifically involving antennas. Even more specifically if you can find anything on unmanned vehicle antenna's or vehicle antenna's… I've looked and not coming up with much…
Are you talking about antennas on real vehicles, space vehicles, or toys?? The main toy hazard is going to be electrocution (conducts well) and choking (if it breaks off), but I think it's a low hazard exposure. For vehicle antennas, I don't think it's an issue, but for UNMANNED vehicles, I see a major hazard - what if the antenna interferes with direction transmissions, which causes a fatal accident?
Sorry, no real claims experience - the closest I can think of, is regarding some wind turbines that convert wind to electricity - a local farmer was blaming it on his cows miscarrying, but it was a feed issue in the end.
If a company gets sued, can a preferred stock owner lose their money if the company goes bankrupt as a result of the liability claim?
Preferred, just as common shareholders, can potentially lose all their investment should a company go into bankruptcy, but never more than their investment
Hi Folks,
About a year ago, I was mown over by an errant driver on the path. No serious bodily damage, as I leapt over the bonnet & up the windscreen at the last moment.
Oh, torn jeans etc as I arrived upside-down on the pavement, but today have received a settlement offer of a lousy £300 from the Motor Insurance Beuraux.
Should I just take it and call it a day, as all the wounds have healed, or fiddle on with a higher claim ?
Bob
If this is their first offer I would refuse it, they are obviously accepting liability. £300 sounds very low, think of what you might consider acceptable add 20-30% tell them thats what you would accept, hopefully they should come back with an offer nearer your figure. Don't be greedy - not that you come over as greedy.
The washing machine I own malfunctioned and flooded part of the apartment I rent. The landlord is billing me for charges incurred for replacing the carpet padding and providing blowers to dry the carpet.
I have renter's insurance and have been told that the damages should be covered by the liability portion of it.
I asked the rental office's manager to file a liability claim with my insurance company, but she refuses to do so and wants me to pay the bill right away.
I have also been told that I can not file this claim against myself. Is this information correct? If so, what should I do?
Thanks to everyone. I am clueless in these matters.
I have already reported the incident and an adjuster came over. She denied a claim because none of my belongins were damaged. But I have been told by someone to tell my landlord to file a liability claim against my policy.
Under "Liability Coverages" my policy indicates that "if a claim is made or a suit is brought against any insured because of bodily injury or property damage caused by an occurrence to which this coverage applies, even if the claim is false, we will:
a. pay up to our limit of liability for the damages …"
And under "Peril Insured Agains" it also indicates:
"Accidental discharge or overflow of water … from within a household appliance."
Is there a way they can deny the claim ?
Since the renters insurance policy is in your name, you would file the claim yourself. If you call your insurance company someone should be able to help you with this. Then, some companies will pay your landlord directly. With others, you would pay your landlord & the insurance company will reimburse you.
( Premises liability)There are about $ 20,000 in medical bills. Will the health insurance co file a lien against the at fault party's insurance company or will they have a right to my settlement. Also, the at fault party has $ 5000 in med pay coverage. Would my health insurance be able to file a claim against that? My health insurance co - bcbs has been VERY uncoopertive in explaining this to me. Thank you.
They will have a right to your settlement, under the "transfer of rights of recovery" section.
Yes, they can attach the medical payments amount, OR any liability payment amount, up to how much they paid out.